Our Privacy Policy

We appreciate the opportunity to serve you by providing a quality insurance program
and other financial services.  We have always placed a high priority on protecting the
personal information you provided us.

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Here is our policy on the personal information about you we collect and use.

We collect nonpublic personal financial information about you from the following
sources:
                * Information we receive from you on applications and other forms;
                * Information about your transactions with us, our affiliates or others; and
                * Information we receive from a consumer reporting agency.

We do not disclose any nonpublic personal financial information about our customers or
former customers to anyone, except as permitted by law.

We restrict access to nonpublic personal financial information about you to those
employees who need to know that information to provide products or services to you.
We maintain physical, electronic, and procedural safeguards that comply with federal
regulations to guard your nonpublic personal financial information.