Personal umbrella insurance offers extra coverage above the liability coverage in home, auto and other personal insurance policies. Those policies usually carry liability limits of $100,000 or $300,000, but is that enough? Umbrella insurance adds a layer of coverage of $1 million, $2 million or more, and it isn't just for the ultra-wealthy.
A short hospital stay can easily exceed $100,000 and long term rehabilitation and loss of income can also get into six-figures quickly. If someone is injured in a car accident and you are at fault, or a guest is injured on your home property, monetary damages can add up quickly. You should think seriously about adding umbrella insurance to your personal insurance coverage if:
Those are just a few situations that call for extra liability insurance protection, but there are more. To learn about those, contact an umbrella insurance agent at Trammel, Harper, and Williams, Inc. today.
Contact an insurance agent at Trammel, Harper, and Williams, Inc. today to answer any questions about Personal Umbrella or for a free review and insurance quote for Personal Umbrella.
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2073 Valleydale Road
Birmingham, Alabama 35244
Phone: (205) 988-3444
1607 South Martin Street
Suite 4
Pell City, Alabama 35128
Phone: (205) 884-3444
2007 High School Rd
Hueytown, Alabama 35023
Phone: (205) 491-3456
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