Home Owners Policy

Home Owners Policy (Glossary Word)

A type of insurance policy protecting a policyholder from risk of loss to their home as well as other related risks. These typically include other structures on the residence property, personal property and additional living expense as a result of covered loss and legal liability. Many perils are insured against such as fire, theft and windstorm; conversely, many significant perils are not automatically covered under a standard homeowner policy. These include earthquake and flood among others.


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3 Convenient Alabama Locations:

Trammel, Harper, and Williams, Inc.Birmingham Office
2073 Valleydale Road
Birmingham, Alabama 35244
Phone: (205) 988-3444

Trammel, Harper, and Williams, Inc.Pell City Office
1607 South Martin Street
Suite 4

Pell City, Alabama 35128
Phone: (205) 884-3444

Trammel, Harper, and Williams, Inc.Hueytown Office
2007 High School Rd
Hueytown, Alabama 35023
Phone: (205) 491-3456



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